Mold increasingly costly to maintain in homes

If Beverly Hammond discovered black and green mold grows in his office in Halle last fall, she wanted her family to evacuate the house immediately.

They suspect mushrooms gooey often caused her husband and nosebleeds, 16, daughter sudden loss of memory. Toxic mold can cause such symptoms, she knew, but she had no idea where their family of four can travel.

So, Hammond set up six tents in their backyard Seabrook, east of Houston. His family lives in this camp for six months. And the first insurance adjustment screw is published only six weeks, said Hammond. She feared he takes his house months before the problems are solved.

“While the game’s insurance does not pay,” she said.

Like thousands of other homeowners desperate, she feels betrayed by the insurance company that had paid for a disaster.

Across the nation, the American dream of home is the rate of ownership, such as insurance companies are inundated with requests for mold costly water damage.

In Texas, only the five largest insurance companies aviation was five times their requests for mold in one year.

The holders paid more than $ 1 billion in the form of settlements in the past two years, after the Texas Department of Insurance.

Texas and California have the highest number of claims for mold. Consequently, many people there is almost impossible to reassure them, if you try to buy a house.

Mold is not toxic foam often dark around the bathtub. Instead, it can grow mainly behind the walls and on wood as a result of a water leak. Some scientists link respiratory problems, rashes, infections and brain damage, perhaps to toxic mold.

“People do not believe harm you mold, but it is really something that prejudice the body,” said Diane Ashley, a primary school, in essence, Katy, west of Houston, months of knowing why she was sick. Your school was closed because the mold.

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