Mile-based self-insurance are valid only on the way to Texas

AUSTIN, Texas - If you spend less, but pay more for auto insurance in these days, you may want to be a new way to buy auto coverage, right on the road to Texas.

For insurance miles - is based on miles insurance policies - was adopted by the Legislature this year. State regulatory authorities are now at work on rules, companies selling such a policy of the first hour.

The idea is fairly simple. A driver purchases coverage for a number of miles - 10000 - and if the vehicle was pushed too far, the policy lapses, unless extended by motorists. The more miles purchased, the lower the insurance.

Motor insurance in Texas and other states is now based on time, which means that the driver pays a premium for the coverage usually lasts six months - and regardless of the number of kilometres on the vehicle.

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